EXCLUSION OF LIABILITY The Association shall in no event be liable for any damages, loss or expense including without limitation, direct, indirect, special, or consequential damage, or economic loss arising from or in connection with:

1. Any access, use or the inability to access or use this Site, or reliance on the contents of this website;
2. Any system, server or connection failure, error, omission, interruption, delay in transmission or computer virus;
3. Any use of or access to any other website linked to this Site;
4. Any services, products, information, data, software or other material obtained from this Site or from any other website linked to this Site, even if The Association or its agents or employees are advised of the possibility of such damages, losses and/or expenses. Any hyperlink to any other website is not an endorsement or verification of such website and such website should only be accessed at the your own risk. This exclusion clause shall take effect to the fullest extent permitted by law. The Association shall not be responsible or liable for any loss, damage or embarrassment incurred or suffered by you in relation to or in respect of any instructions, operations or transactions effected by you or purported to be effected by you using The Association's services howsoever caused including but not limited to your non-compliance with The Association's instructions and The Association's inability to provide services as a result of malfunction partial or total failure of any data processing system, security system, computer teletransmission or telecommunications system or other circumstances beyond the control of The Association.

GOVERNING LAW AND JURISDICTION Any services offered through this website are made by The Association in Singapore. Nothing in this website shall be construed as The Association providing services and facilities outside of Singapore. By accessing this website and/or using the services offered through this website, you agree that Singapore law (including without limitation, the provisions of the Evidence Act (Cap. 97) and the Electronic Transactions Act (No 25. Of 1998) shall govern such access and the provision of such services and you agree to submit to the non-exclusive jurisdiction of the Singapore courts. In the event that the laws of the jurisdiction you are in do not permit or impose restrictions on the access to the contents of this website, you shall forthwith discontinue access or comply with such restrictions (as the case may be).

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